In this paper, we introduce a new member to the universal families, called universal quotient Blaschke product, which is a formal quotient of two formal infinite Blaschke products. A formal infinite Blaschke product is of the form B(z)=Pi(infinity)(k=1) z-z(k)/1-(z) over bar (k)z' where {zk}(k=1)(infinity) is a sequence of points in the unit disk but may not satisfy the Blaschke condition: Sigma(infinity)(k=1)(1 - vertical bar z(k vertical bar)) < infinity. A partial quotient of a universal quotient Blaschke product is the quotient of two finite Blaschke products. We show that the set of parti...